One of the biggest advantages we provide our clients is being a fee-only, fiduciary advisory firm. Fee-only financial advisory firms provide objective advice without influence from many of the conflicts of interests faced by other companies. We do not earn sales commissions, so you can be assured that our guidance is objectively based on your unique circumstances, and that all our recommendations are made purely with your best interests in mind. Working with our clients this way gives us the ability to be authentically transparent.
Said another way, the fiduciary standard we stand behind requires that we make decisions that are in the best interest of you, the client, acting as your personal advocate, even if it means earning less revenue for the firm. We are your personal CFO, working collaboratively with your accountants, attorneys, and your other professional advisors to simplify your financial life and work together toward a stress-free retirement.
“Investment professionals who aren’t fiduciaries are often held to a lesser standard, the so-called suitability standard. That means that anything they sell you merely has to be suitable for you, not necessarily ideal or in your best interest. This point is critical, and should be a deal breaker if a prospective planner is not a fiduciary.”
– The Wall Street Journal on “How to Choose a Financial Planner”
In addition to being an affiliate of the Fee-Only Network, Libertas is also a proud member of the National Association of Personal Financial Advisors (NAPFA). NAPFA is the premier professional association catering to Fee-Only financial advisors. NAPFA Advisors must be CERTIFIED FINANCIAL PLANNERSTM (CFP®) in good standing and demonstrate technical competence in all key areas of financial planning. In order to maintain our membership, we complete 60 hours of Continuing Education every two years and take a fiduciary oath.