Our Approach


Wealth Management

 

Financial Planning

 

Fees

Wealth Management

At Libertas, we pride ourselves on being “Big enough to matter and small enough to care.” We’ve helped our clients through the two of the worst market crashes in history. For these reasons, we understand the planning necessary to prepare for the next, inevitable crisis. We pride ourselves on making complex matters easy, which is why we implement a well-defined wealth management process.


Financial Planning

We work with our clients to build legacies, but we couldn’t do it without a customized, comprehensive financial plan. As you go through our planning process, the last thing we will discuss is transferring your money to us. In fact, unless there are extenuating circumstances present that warrant an expedited process (such as legal issues with your past advisory firm or an imminent market crash) we meet with every client at least three times, prior to signing any paperwork.

Fees

Without our clients, we wouldn’t exist. This is why we keep our fees extremely simple, transparent, and all-inclusive:

  • We do not charge a fee for any of the meetings listed above. We have discovered that roughly 80% of those who go thru this process ultimately end up hiring us as their trusted consultant. For that reason, we’re willing to “give away” the time, advice, and a free financial plan to those 20% with whom we do not have a fit.
  • We pay for all transaction costs to buy and sell investments in your retirement portfolio.
  • Since we are a Fee-Only firm and do not charge commissions, there are no penalties to sell the investments we recommend
  • You will not be burdened with the hassle of annual IRA fees or wire transfer fees.
  • We’re looking to build multi-decade relationships with only those with whom we feel we can make a big impact. However, when you join our family, we keep your hard-earned assets fully liquid, which means that we are free to part ways at any time, without contracts or restrictions of any kind.

 

“Anyone can hang out a shingle as a financial planner, but that doesn’t make that person an expert. They may tack on an alphabet soup of letters after their names, but CFP (short for certified financial planner) is the most significant credential. The CFP credential is a good sign that a prospective planner will give sound financial advice.”
 
– The Wall Street Journal on “How to Choose a Financial Planner”

What’s My “Risk Number?”

Does your retirement portfolio match your long term goals. How much risk are you really taking?

 

Free Portfolio Risk Analysis

Start Your Plan Today

Whether you’re planning for retirement, managing a life transition, or concerned about the longevity of your retirement nest egg, we’re here to help.

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